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5년간 은행 570곳 점포폐쇄 ... 공동지점 운영은 4곳에 불과

모바일 이용과 교통접근 어려운 취약계층, 금융서비스 멀어져

2023.03.23 06:53 입력

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					<table id="news_image" class="center" align="center" width="588"><tbody><tr><td><img alt="5년간 은행 570곳 점포폐쇄 ... 공동지점 운영은 4곳에 불과" src="http://www.honamtoday.com/PEG/16795222349378.jpg" width="588" align="absmiddle"><div id="news_caption" class="">▲윤영덕 국회의원(더불어민주당 광주 동구남구갑, 정무위원회 소속)</div></td></tr></tbody></table> 윤영덕 국회의원(더불어민주당 광주 동구남구갑, 정무위원회 소속)은 최근 5년간 폐쇄된 4대 시중은행 점포 수에 비하여 은행 공동지점과 편의점 점포 개설 실적은 턱없이 부족하다고 밝혔다.   <o:p></o:p>은행 점포는 입·출금, 통장정리, 공과금 납부 등 단순 업무 외에도 계좌 개설, 금융상품 가입, 대출 상담 등 ATM에서 처리할 수 없는 금융서비스를 받을 수 있는 곳이다.은행 점포가 폐쇄될 경우 모바일과 ATM에 익숙하지 못한 고령층 등의 금융 취약계층이 금융서비스에서 더욱 소외될 수 있다. 이 때문에 미국 등 주요 선진국은 은행 점포 폐쇄 시 지역 주민의 의견 수렴 등 금융소비자의 불편을 최소화하기 위한 관련 절차를 규정하고 있다.   <o:p></o:p>국내 4대 시중은행은 최근 5년간 총 570곳의 점포를 폐쇄했다. 2018년 36곳 폐쇄를 했고, 그 이후 해마다 크게 늘어서 2022년에는 154곳의 점포를 폐쇄했다.은행별로는 신한은행이 161곳으로 가장 많았고, 하나은행 159곳, 우리은행 146곳, KB국민은행 104곳 순으로 많았다.   <o:p></o:p><table style="border-collapse:collapse;table-layout:fixed;border-top:none;border-left:none;border-bottom:none;border-right:none;mso-table-overlap:never;"><tbody><tr><td style="width:94.17pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#c0cdef;" valign="middle">구분</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#c0cdef;" valign="middle">2018</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#c0cdef;" valign="middle">2019</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#c0cdef;" valign="middle">2020</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#c0cdef;" valign="middle">2021</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:double #000000 1.98pt;background:#c0cdef;" valign="middle">2022</td><td style="width:78.61pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:double #000000 1.98pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#c0cdef;" valign="middle">5년간 합계</td></tr><tr><td style="width:94.17pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#f4e5b2;" valign="middle">총계</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#f4e5b2;" valign="middle">36</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#f4e5b2;" valign="middle">50</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#f4e5b2;" valign="middle">161</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#f4e5b2;" valign="middle">169</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:double #000000 1.98pt;background:#f4e5b2;" valign="middle">154</td><td style="width:78.61pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:double #000000 1.98pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#f4e5b2;" valign="middle">570</td></tr><tr><td style="width:94.17pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">KB국민은행</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">9</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">8</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">40</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">23</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:double #000000 1.98pt;" valign="middle">24</td><td style="width:78.61pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:double #000000 1.98pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">104</td></tr><tr><td style="width:94.17pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">신한은행</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">7</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">8</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">16</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">68</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:double #000000 1.98pt;" valign="middle">62</td><td style="width:78.61pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:double #000000 1.98pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">161</td></tr><tr><td style="width:94.17pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">우리은행</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">2</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">7</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">44</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">42</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:double #000000 1.98pt;" valign="middle">51</td><td style="width:78.61pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:double #000000 1.98pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">146</td></tr><tr><td style="width:94.17pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">하나은행</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">18</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">27</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">61</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">36</td><td style="width:61.63pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:double #000000 1.98pt;" valign="middle">17</td><td style="width:78.61pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:double #000000 1.98pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">159</td></tr><tr><td colspan="7" style="width:480.93pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:none;border-bottom:none;border-right:none;" valign="middle">* 주 : 출장소 제외</td></tr></tbody></table>   <o:p></o:p>   <o:p></o:p>금융위원회는 2022년 6월 은행들의 지점 수가 급격히 축소되고 있는 상황에 대하여 <은행권 오프라인 금융서비스 접근성 제고 방안>을 제시하며 소비자 보호, 지역 금융 기여를 위해 제도개선을 하겠다는 계획을 밝힌 바 있다.   <o:p></o:p>금융위원회 계획의 주요 내용으로‘금융회사 공동지점 활성화’를 하겠다는 내용이 포함되어 있다. 그러나 2022년 말 현재 운영 중인 은행 공동지점은 총 4곳에 불과하여 폐쇄된 점포에 비해 턱없이 부족했다.   <o:p></o:p><table style="border-collapse:collapse;table-layout:fixed;border-top:none;border-left:none;border-bottom:none;border-right:none;mso-table-overlap:never;"><tbody><tr><td style="width:120.96pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#c0cdef;" valign="middle">은행</td><td style="width:115.30pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#c0cdef;" valign="middle">지점명</td><td style="width:236.99pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#c0cdef;" valign="middle">위치</td></tr><tr><td rowspan="2" style="width:120.96pt;height:59.94pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">KB국민은행신한은행</td><td style="width:115.30pt;height:29.97pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">양주고읍(점)</td><td style="width:236.99pt;height:29.97pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">경기도 양주시 고읍남로 1</td></tr><tr><td style="width:115.30pt;height:29.97pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">영주(점)</td><td style="width:236.99pt;height:29.97pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">경상북도 영주시 영주로 227</td></tr><tr><td style="width:120.96pt;height:36.62pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="middle">KB국민은행부산은행</td><td style="width:115.30pt;height:36.62pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="middle">금곡동(점)</td><td style="width:236.99pt;height:36.62pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="middle">부산 북구 금곡대로 616번길 55</td></tr><tr><td style="width:120.96pt;height:37.30pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 1.70pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">우리은행하나은행</td><td style="width:115.30pt;height:37.30pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 1.70pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">우리하나 공동점포 신봉점</td><td style="width:236.99pt;height:37.30pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 1.70pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">경기 용인시 수지구 신봉2로 26</td></tr></tbody></table>   <o:p></o:p>또 금융위는 ‘입출금 등 단순 업무 제공 오프라인 채널 다양화’ 계획과 그 세부 내용으로 ‘편의점 등 입출금 서비스 제공’을 확대하겠다고 밝힌 바 있다. 그러나 2021년~2022년간 편의점 점포는 단 9곳이 늘어났을 뿐이다.   <o:p></o:p><table style="border-collapse:collapse;table-layout:fixed;border-top:none;border-left:none;border-bottom:none;border-right:none;mso-table-overlap:never;"><tbody><tr><td style="width:89.83pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#c0cdef;" valign="middle">은행</td><td style="width:40.67pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#c0cdef;" valign="middle">신설연도</td><td style="width:114.25pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#c0cdef;" valign="middle">지점명</td><td style="width:228.50pt;height:24.31pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#c0cdef;" valign="middle">위치</td></tr><tr><td rowspan="2" style="width:89.83pt;height:74.16pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="middle">KB국민은행</td><td rowspan="2" style="width:40.67pt;height:74.16pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="middle">2022</td><td style="width:114.25pt;height:37.08pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">KB디지털뱅크 강남터미널점</td><td style="width:228.50pt;height:37.08pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">서울 서초구 신반포로 194 지하층 1호</td></tr><tr><td style="width:114.25pt;height:37.08pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="middle">KB디지털뱅크 분평동점</td><td style="width:228.50pt;height:37.08pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="middle">충북 청주시 서원구 분평동 1238</td></tr><tr><td rowspan="3" style="width:89.83pt;height:119.73pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 1.70pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="middle">신한은행</td><td style="width:40.67pt;height:39.91pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 1.70pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">2021</td><td style="width:114.25pt;height:39.91pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 1.70pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">고한주공(GS리테일)</td><td style="width:228.50pt;height:39.91pt;padding:1.41pt 5.10pt 1.41pt 5.10pt;border-top:solid #000000 1.70pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="middle">강원도 정선군 고한<sp< body=""></sp<></td></tr></tbody></table>				</div>